EquiFlex HELOC Express

Here’s how it works:

Loan Type: Home Equity Line of Credit (2nd position)

Funding Speed: Most approvals fund in about 5 business days

Loan Amounts: Up to $750,000

Income Verification: Stated income is accepted (no tax returns required)

Fees: No upfront fees — lender covers all costs

Property Types: Owner or non-owner occupied, modular or site-built homes

Ownership: Must be personally owned (not LLC or trust)

The process is fully automated and AI-driven. It starts with a soft credit pull, and if approved, the borrower connects their bank account through a secure portal. If income supports the request, it can move straight to funding.

If you’re interested in learning more or checking eligibility, simply click apply now below.