Lightning Fast Personal Loan

Because when opportunity strikes, you shouldn’t have to wait.


At Stellar Business Funding, we know that speed matters. Whether you need funds to cover business expenses, consolidate debt, or handle a personal emergency, our Lightning Fast Personal Loan Program delivers cash quickly, simply, and securely.

Program Highlights

  • Maximum Loan Amount: Up to $50,000
  • Interest Rate: Fixed 8% to 11% (based on credit profile)
  • Term: Up to 6 years (72 months)
  • Minimum Credit Score: 700 or higher on all three bureaus (Experian, Equifax, TransUnion)
  • Funding Speed: Next-day funding after final approval
  • Use of Funds: Business expansion, debt consolidation, home improvement, or personal expenses

Why Borrowers Love It

  • Predictable monthly payments
  • Fast approval and funding turnaround
  • No collateral required
  • Ideal for clients who prefer a low-rate personal option over high-cost business or cash-advance loans

How It Works

  1. Pre-Screen: Quick credit check to confirm all three scores are 700+
  2. Apply: Simple online or digital application process
  3. Approval: Receive decision and loan terms within hours
  4. Fund: Funds are typically deposited the next business day

Best Fit For

  • Business owners who prefer to keep borrowing in their personal name
  • Individuals with excellent credit seeking fast cash flow
  • Clients consolidating high-interest debt into a single low-rate loan