Purchase Order Funding Line

Flexible Revolving Credit for U.S.-Based Wholesalers and Distributors


The Purchase Order Funding Line is designed specifically for wholesalers and distributors who need reliable access to capital to purchase inventory for U.S.-based clients. This revolving facility helps your business keep up with purchase demand, improve cash flow, and fulfill large or ongoing customer orders without interruptions.

What we are providing

Program Overview


  • Facility Size: Up to $3,000,000
  • Rates: 1.5% – 1.8% per month
  • Terms: 90 – 120 days
  • Origination Fee: 2.0% – 2.5% (one-time)
  • Borrower Contribution: 20% of purchase order value
  • Transaction Fee: 0.8% flat fee per order
  • Annual Maintenance Fee: 0.5% of total facility size

This program provides flexible, short-term working capital tailored to wholesale operations that require quick inventory purchases and predictable repayment schedules.

Save Time

Earn More

Grow Faster

Friendly Support

Borrower Guidelines


  • Time in Business: Minimum 2 years
  • Annual Revenue: At least $2,000,000
  • Minimum FICO Score: 640
  • Net Worth: Must be positive
  • Client Base: Must consist of U.S.-based businesses
  • Average Bank Balance: $10,000+
  • Minimum Month-End Bank Balance: $5,000
  • Related Party Transactions: Not permitted
  • Existing Debt: One cash advance or short-term loan allowed



Restricted Industries

Please note, this program is not available to businesses involved in:

  • Weapons or ammunition sales
  • Jewelry manufacturing or trading
  • Perishable items with less than 6 months of shelf life
  • Other high-risk or prohibited industries


Why Choose This Program



  • Keep inventory flowing without tying up cash reserves
  • Support large or repeat purchase orders for U.S.-based clients
  • Enjoy predictable short-term repayment cycles
  • Work with experienced funding specialists who understand wholesale operations


Required Documentation


To begin the review process, please provide the following:

  • Completed Application
  • 2024 Business Tax Return
  • Profit & Loss Statement and Balance Sheet for 2022, 2023, and 2024
  • Current A/R and A/P Aging Reports
  • Articles of Incorporation
  • Last 6 Months of Business Bank Statements (all pages)
  • Owner’s Driver License


Ready to Apply?


If you meet the program requirements and would like to be considered for the Purchase Order Funding Line, please click "Apply Now" below to fill out our application to get you started!


Contact us any time

Contact us any time