Government Shutdown

We now have a new Business Cash Advance program where you can receive eligibility in minutes, an approval in 1 hour, and funding in 24 hours. To find out more, call us at (888) 705-8818 .

Engineering Firm – Alabama – Credit Score 580 Even though the firm’s bank statements showed 10 NSF’s each month and they already had 2 active short term loans, we were able to secure for them a $25K Short Term Business Loan.

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Recent Transactions for merchant funding from Stellar Business Funding for cash advances, short term loans, and equipment leasing.  Continue reading “Recent Transactions”

Since 2008, some level of accelerated depreciation, also called bonus, has been available to equipment owners. These tax breaks are coming to an end on 12/31/13, so qualifying manufacturers need to act soon to write off 50% of the cost to buy eligible equipment for 2013. Since all equipment is depreciated in some way, whether you purchase, borrow, or lease, you can make that depreciation work for your business, but it depends on your company’s current tax position. If your business is considered full taxpayer, using a loan or non-tax lease allows it to claim depreciation, including any eligible bonus, directly. If your business is an Alternative Minimum Taxpayer or has other limited-life tax credits, you might not be able to take full advantage of bonus depreciation directly, whereas a tax lease may allow you to trade in the tax benefit for special lease pricing, with an overall lower financing cost. Check with your accountant, and get more information about leasing by going to our Business Equipment Leasing page.

11/15/13 – Japanese restaurant in Arkansas is funded a $14,400 Cash Advance. Owner has 575 credit, 14 months in business, federal tax lien in repayment program. Since this business showed a consistent revenue over the last 3 months, we were able to help them! 11/21/13 – Yoga/exercise business in Alabama receives 2nd round of funding from us. With only 1 year in business, they changed owners 6 months ago, yet still qualified for $10K Short Term Loan to add more yoga classes and hire additional instructors. They have a credit score of 610.

Do NOT get Business Cash Advances when: You don’t have a definite plan for how you’re going to use your funds. Your business is not profitable yet. Your business is already failing. GET Cash Advances when your business is running strongly and you need to: Expand or invest in new products, equipment, systems, etc. You need fast and sudden production to fill a new or large contract. You need funds to increase income and/or sales.

95% of businesses in the US will need extra working capital in 2014 particularly for marketing, payroll, receivables, and inventory … and approximately 50% need funding to expand or for new equipment purchases, according to a recent online survey. But, small and mid-sized businesses continue to find it difficult to get the funding they need from banks and credit unions ….. only 19% get their loans approved with collateral, lots of paperwork, and a waiting period of weeks necessary to complete the process. Stellar Business Funding’s programs offer an excellent alternative to traditional ways of getting financing. Only 13% of business owners are familiar with alternative lending, so please check out our entire website, we have lots of information – including how to avoid deceptive practices – to help you understand how our advances, loans, and equipment leases programs work. We can also save you money with credit card processing since we work with that industry to process advances and not to make profits. Other advantages in working with us are our quality customer service, integrity and transparency in all our operations, processing of funding in days with limited paperwork and requirements. It’s quick and easy at Stellar!  Business Cash Advances Short Term Loans Equipment Leasing Credit Card Processing Happy Thanksgiving to everyone!

The body content of your post goes here. To edit this Initial pre-qualifications are: 1) At least 4 years in business (verifiable through secretary of state online verification) 2) No home based businesses 3) No business BK’s or Judgments (personal is okay) Program Highlights: ~ No PG (personal guaranty) ~ No COJ (Confession of judgment) ~ No bank info needed ~ Monthly Payment (you pay from an invoice, not directly from your bank account) ~ Qualify for $20K + ~ Must be in business at least 4 years and have a decent D&B Paydex Score. (NO HOME BASED ALLOWED) ~The use of the funds are not restricted in any way. ~Only takes 1 day for approval and 5-7 days to fund. ~No upfront or back-end fee’s charged Another program we now offer is as follows: (This does require a personal credit check and guaranty, but is great for younger businesses, as young as 6 months old). We can now offer business loans with either 13% interest for 6 months or 15% for 12 months. Most programs normally require 2 years time in business and/or charge higher rates. Our new program will allow newer businesses 6 months – 2 years old the ability to get working capital as long as they have previously owned another company in the same or similar industry. Please go to our Short Term Business Loans page, for more information or Contact Us .