Contractors and construction companies are responsible for some of our nation’s greatest buildings and most important infrastructure—without them, we wouldn’t be the advanced nation we are today. However, America’s best builders often have trouble reaching their fullest potential—with tons of expenses to cover, a lack of cash flow, and projects that can’t fall behind schedule (or fall off schedule entirely), working capital is essential for business success and growth.

These companies often take advantage of factoring or credit lines—but these forms of funding are usually built to cater to the largest possible business demographic. They have no idea how contractors and construction companies work, and they usually don’t care too much about the busy schedules, financial patterns, and overall needs of those in the construction industry.